If you have an EBT (Electronic Benefits Transfer) card and are wondering what you can purchase at Costco, you’re in the right place. Costco, known for its bulk goods and competitive prices, can be a great place to stretch your food budget. Let’s dive into what you can buy at Costco using your EBT card and how to make the most out of your shopping trip.

Understanding EBT And Costco

EBT cards are used to access benefits from government programs like SNAP (Supplemental Nutrition Assistance Program), which helps people with low income buy food. These benefits can be used at most grocery stores, including Costco, but there are some rules to keep in mind.

Costco accepts EBT cards in all its warehouse locations, but you need to use your EBT card for eligible items only. Understanding what you can and can’t buy can make your shopping trip smoother and more efficient.

Eligible Items You Can Buy With EBT At Costco

1. Fresh Produce: Costco offers a wide variety of fresh fruits and vegetables. Whether you need apples, bananas, leafy greens, or berries, you can use your EBT card to purchase them.
2. Dairy Products: Milk, cheese, yogurt, and butter are all available at Costco. These dairy products are essential staples that you can buy with your EBT benefits.
3. Meat and Poultry: From ground beef to chicken breasts, Costco’s meat department has a range of options. You can buy these items using your EBT card.
4. Bread and Cereals: Costco stocks a variety of breads, including whole grain and gluten-free options, as well as breakfast cereals. These can be purchased with your EBT benefits.
5. Frozen Foods: Frozen vegetables, fruits, and meals are also eligible. If you’re looking for convenience, you can find plenty of frozen options at Costco that fit within your EBT allowance.
6. Pantry Staples: Items like pasta, rice, canned goods, and sauces are all available. These staples are perfect for stocking up your pantry and can be paid for with EBT.
7. Snacks and Beverages: You can buy snacks like chips, crackers, and granola bars, as well as beverages such as juice and coffee with your EBT card.

What You Cannot Buy With EBT At Costco

While there are many items you can purchase with EBT, there are some restrictions. Here’s what you need to know:

1. Non-Food Items: EBT cards cannot be used to buy non-food items like household goods, electronics, or clothing at Costco. So, while you can’t buy cleaning supplies or gadgets, you can focus on stocking up your food supplies.
2. Prepared Foods: Ready-to-eat foods from the food court or deli counters are not eligible. This includes things like pizza, hot dogs, or rotisserie chicken. EBT benefits are intended for raw or unprepared foods that you will cook yourself.
3. Alcohol and Tobacco: Items such as beer, wine, liquor, and cigarettes are not covered by EBT benefits. If you’re at Costco and see these items, you’ll need to use another form of payment.
4. Gift Cards: EBT benefits cannot be used to purchase gift cards, including Costco gift cards or any other types of gift cards.

Tips For Shopping At Costco With EBT

1. Plan Ahead: Make a list of the items you need before heading to Costco. This will help you stay focused and avoid impulse buys that aren’t covered by EBT.
2. Check Prices: Costco sells items in bulk, which can be a great deal. However, always compare prices to ensure that buying in bulk is the best option for your needs.
3. Use the Costco App: The Costco app can help you check prices and find deals. While you can’t use it to pay with your EBT card, it can be useful for planning your shopping trip.
4. Keep Your Receipt: Always keep your receipt to ensure that your EBT card was charged correctly. If you encounter any issues, you’ll have documentation to resolve them.
5. Ask for Help: If you’re unsure whether a specific item is eligible for purchase with your EBT card, don’t hesitate to ask a store employee. They can provide guidance and help you navigate your shopping.

Final Thoughts

Shopping at Costco with an EBT card can be a great way to get high-quality food items at a good price. By focusing on eligible items like fresh produce, dairy, meat, and pantry staples, you can make the most of your benefits and stock up on essentials. Just remember the restrictions on non-food items, prepared foods, and alcohol. With a little planning and knowledge, you’ll be able to shop effectively and make the most out of your EBT benefits at Costco.